FAQ
You are not on your own to figure out insurance and financial matters!
Frequently Asked Questions (FAQ)
Q: What services does The Greatest Agent offer?
A: The Greatest Agent provides a range of financial planning services, including retirement income planning, life and health insurance, Medicare insurance, annuities, mortgage lending, real estate brokerage, tax preparation, and small business benefits such as group health, 401K, and payroll services.
Q: What areas does Ruth Ladas serve?
A: Ruth Ladas serves Lee, Collier, Charlotte, Hendry, and Glades counties in person. Additionally, she provides insurance consultation and mortgage services statewide in Florida and financial planning services nationwide.
Q: What licenses and certifications does Ruth Ladas hold?
A: Ruth Ladas holds FINRA Series 6, 7, 63, and 65 securities licenses, a Florida Real Estate Broker license, an NMLS Mortgage Loan Originator license, a Florida Life, Health, Property, and Casualty Insurance license, as well as IRS PTIN and ERO certifications.
Q: Does The Greatest Agent help with Medicare insurance?
A: Yes. Ruth Ladas assists clients with Medicare Advantage, Medicare Supplement, and Part D drug plan options. She works closely with seniors and their families to identify coverage that fits their healthcare and financial needs through her insurance consultation services.
Q: What is the cost of a financial planning consultation?
A: Initial consultations are free. Ruth is a fiduciary advisor focused on providing comprehensive financial planning services, offering both fee-based advice and commission-based products. For more information, please visit https://retirewithruth.com/
Q: I need a will or trust. Can Ruth do that?
A: Ruth's team includes an estate planning group. For more information, please see https://1estateplan.com/
Q: Where is The Greatest Agent located?
A: The main office is at 4135 Dr. MLK Jr. Blvd., Fort Myers, Florida 33916. Ruth also meets clients in person at Fleamasters Fleamarket every Friday, Saturday, and Sunday from 9 a.m. to 3 p.m.
Q: Can Ruth Ladas help with retirement planning if I don’t live in Florida?
A: Yes. Ruth provides retirement income planning, investment advisory, and comprehensive financial planning services to clients nationwide.
Q: Does Ruth Ladas do tax preparation?
A: Yes. Ruth is an IRS-licensed Electronic Return Originator (ERO) and prepares individual and small business tax returns. Tax season services run from January through May.
Q: Can The Greatest Agent handle real estate and mortgage at the same time?
A: Yes. Ruth Ladas is both a licensed Florida Real Estate Broker and an NMLS-licensed Mortgage Loan Originator, allowing her to manage the full purchase transaction—from finding a property to securing the loan.